Insurance & Payment
Private Pay Home Care in Florida
Private-pay home care lets families arrange care directly, without waiting on insurance approvals or eligibility rules. Focus Family Care provides flexible private-pay home care across South Florida and shares clear, written rates on request.
Focus Family Care is a home healthcare provider. We do not sell, broker, compare, or enroll individuals in health insurance plans. We accept certain insurance plans as payment for eligible home healthcare services.
Quick Answer
Private-pay home care is care a family pays for directly instead of through Medicare, Medicaid, or insurance. It offers the most flexibility in hours, caregivers, and services, with no physician order or eligibility requirement, and it can start quickly. Focus Family Care provides private-pay home care across South Florida and gives clear, written rates on request.
Key Takeaways
- Private pay is care a family arranges and pays for **directly**, without insurance approvals.
- It offers the **most flexibility** in hours, caregivers, and services, and can start quickly.
- There is **no physician order or eligibility** requirement, unlike Medicare or Medicaid.
- Focus Family Care provides **clear, written rates on request**, with no long-term contract.
What Is Private-Pay Home Care?
Private-pay home care is care that a family or client pays for directly, rather than billing Medicare, Medicaid, or insurance. It can include personal care, companion care, home health aides, private duty nursing, and 24-hour or live-in care. Because there are no insurance rules to follow, families choose the caregiver, the schedule, and the services that fit.
When Families Choose Private Pay Over Insurance
Families often choose private pay when they want care that insurance does not cover, such as ongoing companion or custodial care, or when they want to start care right away without waiting for an authorization. Private pay is also common when a family wants a specific caregiver or schedule, when insurance benefits are used up, or to add extra hours alongside insurance-covered care. Focus Family Care helps families weigh private pay against insurance options so they can choose what works.
How Private-Pay Billing Works
Private-pay billing is simple. Focus Family Care sets up an agreement for the hours and services the family needs, provides care, and invoices on a regular schedule, with no long-term contract and the freedom to adjust hours at any time. Rates depend on the level of care and the number of hours, and Focus Family Care provides clear, written rates on request. Call (561) 693-1311 for a quote.
Hire a Private Nurse or Caregiver in South Florida
Through its home health agency and licensed nurse registry, Focus Family Care can arrange a private nurse (RN or LPN) or a private caregiver (CNA or HHA) for one-on-one care at home. Every caregiver passes a Florida Level 2 background screening and works under registered-nurse supervision. See private home care for more on privately arranged, one-on-one care.
How We Know This
Focus Family Care is a Florida-licensed home health agency and nurse registry (License NR #30211928, HHA #299995403) accredited by ACHC. Guidance on this page is reviewed by the agency's Director of Nursing, and coverage details are verified with each family's insurance before care begins.
Sources
Frequently Asked Questions
What does private-pay home care cover?
Private-pay home care can cover personal care, companion care, home health aides, private duty nursing, and 24-hour or live-in care, with the schedule and caregiver the family chooses. There are no insurance eligibility rules to meet.
How much does private-pay home care cost?
Private-pay rates depend on the level of care and the number of hours needed. Focus Family Care provides clear, written rates on request, with no long-term contract. Call (561) 693-1311 for a quote.
Do I need insurance for private-pay home care?
No. Private pay does not require Medicare, Medicaid, or any insurance, and there is no physician order or eligibility requirement. Care can often start quickly.
Can I hire a private nurse or caregiver through Focus Family Care?
Yes. Focus Family Care can arrange a private nurse or caregiver through its home health agency and licensed Florida nurse registry (NR #30211928). Every caregiver is Level 2 background-screened and RN-supervised.
Request Home Health Care Today
Focus Family Care starts care in as little as 24 hours. Call now or request an in-home assessment. We answer around the clock.
515 N Flagler Drive, Suite 350, West Palm Beach, FL 33401