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Insurance & Payment

Medicare Coverage for Home Health Care in Florida

Medicare pays for home health care in Florida when a physician orders skilled care and certifies the patient as homebound. Focus Family Care is a Medicare-certified home health agency serving Palm Beach, Broward, Miami-Dade, Martin, and St. Lucie counties.

Focus Family Care Medicare-certified nurse providing skilled home health care to a senior
Licensed by Florida AHCA & Medicare Certified
ACHC Accredited Home Health Agency
Medicare, Medicaid & Private Pay Accepted
Level 2 Background Checked, Licensed & Insured
Focus Family Care Clinical Team· Medically reviewed by Stephanie Marshall, APRN, Director of Nursing, Focus Family Care· Updated August 2026

Quick Answer

Medicare covers home health care in Florida when two conditions are met: a doctor orders skilled care (nursing or therapy), and the patient is homebound. Medicare then covers skilled nursing visits, physical, occupational, and speech therapy, and home health aide support at $0 out of pocket. Medicare does not cover ongoing 24-hour or custodial-only care.

Key Takeaways

  • Medicare covers home health care when a doctor orders **skilled care** and the patient is **homebound**.
  • Covered services: **skilled nursing, physical/occupational/speech therapy, and home health aide** support.
  • Eligible home health care is covered at **$0 out of pocket** under Original Medicare.
  • Medicare does **not** cover ongoing 24-hour or custodial-only care, Medicaid or private pay does.

Does Medicare Pay for Home Health Care?

Yes, Medicare pays for home health care when a physician orders skilled care and certifies that the patient is homebound. Focus Family Care is Medicare-certified, coordinates the plan of care with the ordering physician, and verifies eligibility before the first visit.

What Medicare Covers, and What It Does Not

Medicare covers the skilled and supportive services a homebound patient needs, but not ongoing custodial care by itself. The table below summarizes what is and is not covered.

Covered by MedicareNot covered by Medicare
Skilled nursing (intermittent)24-hour or live-in custodial care
Physical, occupational & speech therapyHomemaker services alone
Home health aide (with skilled care)Meal delivery
Medical social servicesPersonal care as the only service
Medicare home health coverage in Florida (2026). Focus Family Care verifies your eligibility for free.

Who Is Considered Homebound?

A patient is considered homebound when leaving home requires considerable effort and help, usually because of illness or injury. Focus Family Care helps families understand the homebound requirement and coordinates the physician certification.

How Long Will Medicare Pay for Home Health Care?

Medicare pays for home health care in 60-day certification periods that can be renewed as long as the patient still needs skilled care and remains homebound. Focus Family Care manages recertification with the physician so covered care continues without a gap. When skilled needs end, families can continue with non-medical home care through Medicaid, long-term care insurance, or private pay.

Home Health Care for the Elderly on Medicare

Home health care for the elderly on Medicare covers skilled nursing and therapy at $0 out of pocket when a doctor orders the care and certifies the senior as homebound. Focus Family Care is a Medicare-certified home health agency that arranges covered care for older adults across South Florida and verifies each senior's eligibility for free.

When a senior needs daily help that Medicare does not cover (such as bathing, meals, and companionship) Focus Family Care continues support through geriatric home care and private home care, paid through Florida Medicaid, long-term care insurance, or private funds, so nothing falls through the gaps.

How We Know This

Focus Family Care is a Florida-licensed home health agency and nurse registry (License NR #30211928, HHA #299995403) accredited by ACHC. Guidance on this page is reviewed by the agency's Director of Nursing, and coverage details are verified with each family's insurance before care begins.

Sources

Frequently Asked Questions

Does Medicare cover home health care for the elderly?

Yes. Medicare covers home health care for elderly patients when a doctor orders skilled nursing or therapy and certifies the patient as homebound, at $0 out of pocket. Focus Family Care is Medicare-certified and verifies eligibility for free.

Does Medicare pay for home health care in Florida?

Yes. Medicare pays for home health care in Florida when a doctor orders skilled care and certifies the patient as homebound. Focus Family Care is Medicare-certified and verifies eligibility for free.

How many hours a day will Medicare pay for home health care?

Medicare covers intermittent skilled care and part-time home health aide visits, not continuous 24-hour care. The exact hours depend on the physician's plan of care.

How long will Medicare pay for home health care?

Medicare pays in renewable 60-day periods as long as the patient still needs skilled care and remains homebound. Focus Family Care manages recertification with the physician.

Is home health care free with Medicare?

Eligible home health care is covered at $0 out of pocket under Original Medicare when a doctor orders skilled care and the patient is homebound. Focus Family Care verifies coverage before care begins.

Request Home Health Care Today

Focus Family Care starts care in as little as 24 hours. Call now or request an in-home assessment. We answer around the clock.

515 N Flagler Drive, Suite 350, West Palm Beach, FL 33401